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??? 而你最终要自己去银行(如RBC)保险公司,就自以为买到了好货,不过是敝帚自珍而已 ???
I can't agree with this statement, for term insurance, what's difference between the insurance companies? lower premium at bank, that's all.
Insurance is for "peace of mind", term insurance is the best for every home's bread maker, don't believe cash value, dividend etc.
People also to be aware that there is an insurance called "accidental insurance", always offer via flyer in your mail box, very low premium, but the insurance only pay when the person insured died in the accident.
I would also like to suggest people to add this rider with your term insurance - accidental death benefit (ADB) for an extra few bucks can give your family much more protection in case involved in an accident.
"Commit suicide" is not covered at the first or 2 or 3 years, , read your policy.
I was an insurance agent back to 1989. |
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