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贷款十万去投资:亏得让人睡不着觉

 
1591#
发表于 2013-9-19 19:37:16 | 只看该作者
谢谢大家! 有谁知道OmbudService for Life & Health Insurance (OLHI)与Financial Services Commission of Ontario (FSCO) 是什么关系? 是不是在OLHI投诉了就不能到FSCO投诉?
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1592#
发表于 2013-9-19 19:43:03 | 只看该作者
Authorization & Agreement for Dispute Resolution Services
In consideration of the OmbudService for Life & Health Insurance (“OLHI”) providing both the Consumer and the Insurer with a forum for the impartial resolution of a complaint filed by the Consumer with OLHI (“Complaint”), the parties agree as follows:
1. OLHI will assist the Consumer throughout OLHI’s dispute resolution process (“the Process”).
2. The Consumer confirms that there is no past or current court action or other dispute resolution process relating to the issues described in the Complaint.


3. OLHI will assign staff to assist the Consumer with his/her Complaint. OLHI staff is permitted to discuss with and disclose to the other party any information which is provided by a party during the Process, including personal information of the Consumer which may already be in the possession of the Insurer.
4. OLHI or its staff is not liable to the parties for any damages which may arise from the Process, provided they act honestly and in good faith.
5. OLHI’s Process is non-binding, confidential and without prejudice. That means:
a) None of the parties will require OLHI or any of its staff to testify or give evidence at any legal or other proceeding;
b) None of the parties will require OLHI or any of its staff to produce any documents, records, notes or work product prepared or received in connection with the Process in any legal or other proceeding;
c) No document, recommendation or admission made by any of the parties, including OLHI, during the Process can be disclosed to anyone else (including media representatives) or used in any legal or other proceeding, without the consent of the affected party; and
d) Neither party is legally bound to accept and follow the recommendations of OLHI.
6. Where required under the Process, OLHI will publish a report issued by its Senior Adjudicative Officer on the OLHI website, omitting any personal information of the Consumer.
7. Except in the province of Quebec where it is not permitted by law, as between the Insurer and the Consumer, all relevant limitations periods, provided they have not already expired, are suspended during the Process from the date the Consumer signs this agreement until ten (10) business days from the date of issuance of OLHI’s notice to the parties that the Process is complete or otherwise terminated.
8. Each party is responsible for seeking independent legal advice should he/she feel it is necessary. OLHI cannot provide the parties with legal advice on any matters pertaining to the Complaint, including whether a limitation period has expired or may expire. If the Consumer has any concerns

Page 2 of 2
about whether the use of OLHI’s Process will affect his/ her right to pursue a legal remedy against the Insurer or any other person he /she is advised to seek independent legal advice at the earliest opportunity.
9. The Consumer may authorize a representative to act on his/ her behalf provided both the Consumer and the Consumer’s representative sign below. In that event, both representative and Consumer agree to be bound by the terms of this agreement. This means that any breach of this agreement by the Consumer’s representative constitutes a breach by the Consumer as well.
Date signed by Consumer:
Name of Consumer         Signature of Consumer
Name of Insurer         Signature of Insurer’s Authorized Representative
Name of Consumer’s representative
(if applicable)         Signature of Consumer’s representative
(if applicable)
Holly E. Nicholson, LL.B.
Executive Director & General Counsel
Canadian Life and Health Insurance OmbudService
Operating as “OmbudService for Life & Health Insurance”

第二句话是要你保证你现在没有找其他的争议仲裁或裁决机构? 那意味着同时我不能向FSCO投诉, 对吗?
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1593#
发表于 2013-9-19 19:48:02 | 只看该作者
我已经向OmbudService for Life & Health Insurance (OLHI)投诉了, 我仍然想到FSCO去投诉, 不知可不可以?因我签了上面哪个协议. 我想知道协议中第二句话的意义: 是要我保证我现在没有找其他的争议仲裁或裁决机构? 那意味着同时我不能向FSCO投诉, 对吗?
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1594#
发表于 2013-9-19 19:49:12 | 只看该作者
Authorization & Agreement for Dispute Resolution Services
In consideration of the OmbudService for Life & Health Insurance (“OLHI”) providing both the Consumer and the Insurer with a forum for the impartial resolution of a complaint filed by the Consumer with OLHI (“Complaint”), the parties agree as follows:
1. OLHI will assist the Consumer throughout OLHI’s dispute resolution process (“the Process”).
2. The Consumer confirms that there is no past or current court action or other dispute resolution process relating to the issues described in the Complaint.

第二句话是要你保证你现在没有找其他的争议仲裁或裁决机构? 那意味着同时我不能向FSCO投诉, 对吗?
潘女士 发表于 2013-9-19 20:43


单从英文字面上的意思,我觉着他是指你没有在OLHI投诉过,和FSCO没关系,就是说你可以在这里投诉的即使你已经在FSCO投诉过。 各位大侠,你们觉着呢?
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1595#
发表于 2013-9-19 20:00:29 | 只看该作者
谢谢你, 就是不给你用3.
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1596#
发表于 2013-9-19 20:07:32 | 只看该作者
谢谢你, 就是不给你用3.
潘女士 发表于 2013-9-19 21:00


不客气。 我不懂这个行业。 但如果你只是对有现成的英文翻译拿不定主意,我可以帮你看看。 我自己感觉英文还凑乎。 老实讲,你如果真想去投诉, 就去多个部门,管他呢。
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1597#
发表于 2013-9-19 20:08:37 | 只看该作者
明月几时有?把酒问青天。不知天上宫阙,今夕是何年。我欲乘风归去,又恐琼楼玉宇,高处不胜寒。起舞弄清影,何似在人间。
转朱阁,低绮户,照无眠。不应有恨,何事长向别时圆?人有悲欢离合,月有阴晴圆缺,此事古难全。但愿人长久,千里共婵娟。

大家吵累了,出去赏月吧。祝大家中秋快乐!
little piggy 发表于 2013-9-19 20:13 http://bbs.51.ca/images/common/back.gif


中秋快乐,小猪。:eyebrows:
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1598#
发表于 2013-9-19 20:12:46 | 只看该作者
再一次谢谢你, 就是不给你用3.
我对有现成的英文翻译的确拿不定主意,希望得到你的帮助.
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1599#
发表于 2013-9-19 20:14:14 | 只看该作者
我对现有的英文翻译的确拿不定主意,希望得到你的帮助.
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1600#
发表于 2013-9-19 20:16:18 | 只看该作者
再一次谢谢你, 就是不给你用3.
我对有现成的英文翻译的确拿不定主意,希望得到你的帮助.
潘女士 发表于 2013-9-19 21:12

绝对没问题。
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1601#
发表于 2013-9-19 21:19:00 | 只看该作者
回复 1604# 克 飞


有你这种练铁裆功吃人中黄的爹,你女儿怎么可以练西洋乐器?我看令爱吹唢那打腰鼓比较合适。
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1602#
发表于 2013-9-19 21:32:43 | 只看该作者

贷款十万去投资:亏得让人睡不着觉

本帖最后由 CBMR 于 2013-9-19 22:35 编辑
Authorization & Agreement for Dispute Resolution Services
In consideration of the OmbudService ...
潘女士 发表于 2013-9-19 20:43 http://bbs.51.ca/m/images/common/back.gif



    各位中秋节好!

刚上来,就看到潘女士的帖子。

这是一家民间的投诉服务机构,记住,是服务机构,非仲裁机构。采用会员制。很多保险公司是它的会员。你可以不要它的服务,直接投诉FSCO。你的这份协议,对你投诉FSCO没有影响。

反过来,由于它主要服务于它的会员,是否最终的报告会偏向保险公司,这样一旦报告出来,反而可能会成为保险公司的旁证,对保险公司有利。从合约内容看,你可以立刻终止与它的协议,但应收到书面终止。与FSCO投诉可以同时进行。建议你可以咨询律师。

- 此帖来自无忧论坛手机版
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1603#
发表于 2013-9-19 21:39:17 | 只看该作者
我觉得很奇怪,为什么LONDON LIFE不推荐你去政府的监管和仲裁机构FSCO,而要你去一家民间服务机构?看来被忽悠了!

- 此帖来自无忧论坛手机版
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1604#
发表于 2013-9-19 21:46:50 | 只看该作者
回复  克 飞


有你这种练铁裆功吃人中黄的爹,你女儿怎么可以练西洋乐器?我看令爱吹唢那打腰鼓比较合适。
5 past 6 发表于 2013-9-19 22:19 http://bbs.51.ca/images/common/back.gif


又来了,祝中秋快乐。
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1605#
发表于 2013-9-19 21:51:40 | 只看该作者

贷款十万去投资:亏得让人睡不着觉

我觉得很奇怪,为什么LONDON LIFE不推荐你去政府的监管和仲裁机构FSCO,而要你去一家民间服务机构?看来被忽悠了!

- 此帖来自无忧论坛手机版
CBMR 发表于 2013-9-19 22:39

CBMR, 中秋快乐,我是这里的三。我这人比较小气记仇,咱别的啥也不说了,大过节的。你觉着你在593帖子里写的下面的东西合适吗?我现在不想和你吵,别的咱先不说。

“谢谢支持。我很少来各种论坛。也不知道还有睁着眼睛说瞎话的,也不知道还有人要搅浑水的。这个楼主的帖子和所有的回复是我唯一全程看的。到现在,我还真的确认51论坛内潜伏着这种人。真是难以想象。林子大了,什么鸟都有啊!”
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