YOU MUST BE EXTREMELY NEW TO CANADA; CANADA BANK WON'T GIVE YOU ANY MEANINGFUL PHONE SERVICE AND THERE IS NO ONE TO ANSWER YOUR CALL OTHER THAN CALLS TO REMIND YOU YOUR GIC DEPOSIT RENEWAL DATE!
DON'T PLAY WITH YOUR CELL & SLEEP EARLIER AFTER YOUR STUDIES IS THE BEST POLICY FOR OVERSEA MAINLAND CHINESE STUDENTS!
GOOD NIGHT!