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Everyone knows most if not all who joined CPAC are for the car insurance discount. If we take a vote, I bet more than 90% of CPAC members would admit that.
On average, car insurance companies assume that 6% of their customers would make a claim - That is their benchmark for making money, based on the industry experts. If the claimants are more than 6%, their profit margin would drop. More than 7 or 8%, they would probably lose money. Do you know the claim rate of CPAC members? You would be really surprised. However, all those in the insurance industry know the fact - They just did not say it to the public.
Hey, this is business - If the insurance company did not make money from this group, the only way they can do is to raise the rate, no other choice. Wait a second, another way is to cancel the contract when it is time for renewal - I will not be surprised to see that soon. No people will do business of losing money.
By the way, comments on the following:
副会长时安迪说，首先，他没有收到保险公司要“全面调高会员保费”的通知；其次，他强调，协会主要负责人的日常工作非常繁忙，新会长宇鹭为忙于协会的工作，有时候每天只休息2~3个小时。那种讲协会领导“专做新闻人物、不做实事”的说法，表明他不了解实际情况。
It sounded like CAPC does not know how to do "damage control" and has no sense of "risk management". If CPAC was pro-active and responded to its members in a nicer manner, this will not happen.
Also, I heard that CPAC has more than 20,000 members, and 7 or 8 fulltime/parttime employees. Why did the President have to work to the extent that he has only 2 to 3 hours to sleep. It does not sound like a healthy phenominum. I guess Paul Martin can sleep more than 3 hours per night as the Prime Minister of Canada.
Another point, at the CPAC annual meeting, it was reported some 100 or a maximum of 200 attended. These 200 are only 1% of the 20,000 members - Are their votes representative of the whole membership of 20,000 members? Just curious to hear from the Community Leaders or Experts their opinions on this.
Wish CPAC learn from this and reform to meet their members needs.
Last thought - Everyone knows that providing car insurance to members is the best way to attract members from new immigrants and make money. CAPC indeed succeeded in doing so. It is possible that some other organizations are trying to duplicate what CPAC did and therefore stir the pot. |
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楼主: ken321001
狗仔卡
发表于 2005-1-26 12:17:16
显身卡
