保险确实很重要,peace of mind。能让你晚上睡个好觉。在重大灾难面前不会经济崩溃。保险公司就是建立了一个风险共担的池子,从而达到能较好预测并分散个体风险的作用。但像大风掀翻几片瓦的小损失就没必要报保险了。一是保险本身就有垫底费,你不一定能拿回来多少钱;二是有了损失报告后下一年一定会涨保险,得不偿失;三是要等保险公司理赔,耽误屋顶修复,如果下雨会造成更多损失。如果不是几千块的损失,抓紧找人修一下为妙。
GARBAGE CORRUPTED & OUTDATED 2nd CLASS DUMB COUNTRY HIJACKED BY MOHAMMED SELFIE PUNJABI CLOWN TRUDEAU & LIBERALS: GOVERNMENT HAS SO MANY MAKE-DO JOBS SOLELY FOR KICK-BACKS REASON! EXAMPLE: YEARLY UNNECESSARY ROAD RECONSTRUCTION ON YONGE STREET, HWY# 7, USELESS EXPENSIVE TWIN PAGODA AT HWY#7 & BAYVIEW etc.