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联邦政府出台新按揭条例 取消零首付

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楼主
发表于 2008-7-10 08:45:04 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式

相关文章内容摘要

(本网综述) 新政策中,限制分期还贷的期限最长不得超过35年,取消了零首付,购房者首付至少为5%,购房者必须有一定的信用记录。 ... [ 查看全文 ]

§ 发表于 2008-7-10
加拿大房产降价的前兆?
沙发
发表于 2008-7-10 09:18:23 | 只看该作者

政府在逼买房者提前入市

穷百姓在2008年10月15日之前入市,刺激经济增长,2009年再重新开放0首付,40年按揭。2009年国际游资入市,再次刺激加拿大经济增长。

总之是房市不能跨。让它稳定增长是基本原则。
板凳
发表于 2008-7-10 13:06:18 | 只看该作者
事 实 上 上 月 统 计 房 价 上 升 了 4%
June Market More Balanced
Dwelling Type Sales % Median
Detached 4,171 98 $415,000
Semi-Detached 1,041 99 $337,500
Condo Townhouse 713 98 $255,000
Condo Apt 1,887 98 $248,000
Link 157 98 $295,500
Att/Row/Twnhouse 599 98 $316,000
Co-op Apt 20 99 $194,875
Det Condo 12 98 $374,000
June 2007 June 2008 %Change
Housing Market Indicators
SINGLE FAMILY RESIDENTIAL BREAKDOWN
District Map ......................................................2
Price Category Breakdown ..............................2
East District ......................................................3
West District .....................................................6
Toronto District ...............................................10
North District ..................................................12
Annual Summary............................................16
Single Family Comparison .............................16
0
10
20
30
40
50
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Days on Market
2007 2008
DAYS ON MARKET
June 2008
Inside
Sales 10,451 8,600 (-18%)
New Listings 14,655 16,069 (+10%)
Active Listings* 21,789 26,697 (+22%)
* All figures for single-family dwellings.
48.5
1.8 7.0 0.2 0.1
21.9
8.3
12.1
%
% %
%
%
%
%
%
TORONTO - Friday, July 4, 2008
TREB Members reported 8,600
sales in June, TREB President
Maureen O’Neill announced today.
“Sales were down 18 per cent from the
2007 total of 10,451, which was the
best performance ever for that month,”
noted the president. “Nevertheless, the
8,600 figure is the fifth best June on
record, and indicative of an active,
healthy market.”
Sales within the City of Toronto
totaled 3,481, down 18 per cent from the
4,238 recorded in June 2007. Sales
within the 905 suburbs, at 5,119, were
also down 18 per cent from the 6,213
recorded during the same period last year.
On the pricing front, June’s GTA
average came in at $395,866. This was
up four per cent over the $381,963
recorded during June of 2007. Prices
increases were roughly equivalent in both
the City of Toronto and the surrounding
suburbs. Within Toronto, prices averaged
$433,082, up three per cent over the
$421,139 recorded in June of 2007.
Within the 905 suburbs, the average price
came in at $370,559, up four per cent
over the $355,240 recorded during the
same period last year.
“With summer coming, and a 22 per
cent increase in inventory to nearly
27,000 this June over last, the market is
slowly shifting towards balance after
several years of favouring sellers,” said
the President.
Breaking down the total, 3,357 sales
were reported in TREB’s 28 West districts
and averaged $374,043; 1,483 sales
were reported in the 14 Central districts
and averaged $518,471; 1,697 sales
were reported in the 23 North districts
and averaged $430,498; and 2,063 sales
were reported in TREB’s 21 East districts
and averaged $314,755. ■
NEIGHBOURHOOD CORNER
Etobicoke
Etobicoke has seen 2,356 sales thus
far in 2008, down 14 per cent from
the 2,734 recorded during the first six
months of last year. The average price
was $406,197, up two per cent from
the $399,525 recorded during the
地板
发表于 2008-7-10 17:35:16 | 只看该作者
物极必反,正常。看来房子不得不跌了。
5#
发表于 2008-7-10 18:08:13 | 只看该作者

大多伦多其实好的社区并不多

房价平均水平可能下降,但是好的社区还会直线上升,而且很多社区正在垃圾化,比如世家宝大部分社区和万锦市与世家宝接壤的地方都会剧烈下跌,越下跌穷移民越买,社区就越差。
价格升得越高而且远离平民购买力的社区由于远离了穷人,价格还会不断上升,这跟市区中心几个社区豪宅价格一再上涨类似。
6#
发表于 2008-7-10 18:25:48 | 只看该作者
有能力就买,没能力就租,千万别跟风.非投资的自住房别老打出租算盘,与一堆租客挤在一起那会是什么样的生活质量?说到底,租和买最终付出还真差不了多少,除非你想用"我有房"来安慰自己.
7#
发表于 2008-7-10 19:54:57 | 只看该作者

Please let me where to find these data

Thanks !


事 实 上 上 月 统 计 房 价 上 升 了 4%
June Market More Balanced
Dwelling Type Sales % Median
Detached 4,171 98 $415,000
Semi-Detached 1,041 99 $337,500
Condo Townhouse 713 98 $255,000
Condo Apt 1,887 98 $248,000
Link 157 98 $295,500
Att/Row/Twnhouse 599 98 $316,000
Co-op Apt 20 99 $194,875
Det Condo 12 98 $374,000
June 2007 June 2008 %Change
Housing Market Indicators
SINGLE FAMILY RESIDENTIAL BREAKDOWN
District Map ......................................................2
Price Category Breakdown ..............................2
East District ......................................................3
West District .....................................................6
Toronto District ...............................................10
North District ..................................................12
Annual Summary............................................16
Single Family Comparison .............................16
0
10
20
30
40
50
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Days on Market
2007 2008
DAYS ON MARKET
June 2008
Inside
Sales 10,451 8,600 (-18%)
New Listings 14,655 16,069 (+10%)
Active Listings* 21,789 26,697 (+22%)
* All figures for single-family dwellings.
48.5
1.8 7.0 0.2 0.1
21.9
8.3
12.1
%
% %
%
%
%
%
%
TORONTO - Friday, July 4, 2008
TREB Members reported 8,600
sales in June, TREB President
Maureen O’Neill announced today.
“Sales were down 18 per cent from the
2007 total of 10,451, which was the
best performance ever for that month,”
noted the president. “Nevertheless, the
8,600 figure is the fifth best June on
record, and indicative of an active,
healthy market.”
Sales within the City of Toronto
totaled 3,481, down 18 per cent from the
4,238 recorded in June 2007. Sales
within the 905 suburbs, at 5,119, were
also down 18 per cent from the 6,213
recorded during the same period last year.
On the pricing front, June’s GTA
average came in at $395,866. This was
up four per cent over the $381,963
recorded during June of 2007. Prices
increases were roughly equivalent in both
the City of Toronto and the surrounding
suburbs. Within Toronto, prices averaged
$433,082, up three per cent over the
$421,139 recorded in June of 2007.
Within the 905 suburbs, the average price
came in at $370,559, up four per cent
over the $355,240 recorded during the
same period last year.
“With summer coming, and a 22 per
cent increase in inventory to nearly
27,000 this June over last, the market is
slowly shifting towards balance after
several years of favouring sellers,” said
the President.
Breaking down the total, 3,357 sales
were reported in TREB’s 28 West districts
and averaged $374,043; 1,483 sales
were reported in the 14 Central districts
and averaged $518,471; 1,697 sales
were reported in the 23 North districts
and averaged $430,498; and 2,063 sales
were reported in TREB’s 21 East districts
and averaged $314,755. ■
NEIGHBOURHOOD CORNER
Etobicoke
Etobicoke has seen 2,356 sales thus
far in 2008, down 14 per cent from
the 2,734 recorded during the first six
months of last year. The average price
was $406,197, up two per cent from
the $399,525 recorded during the
8#
发表于 2008-7-10 20:11:29 | 只看该作者

六月份均价比五月份降低了约2300

六月份均价比五月份降低了约2300。

At $395,866, , the Greater Toronto Area average price for last month increased by four per cent
compared to June 2007 when it was $381,963.
以上摘自:
http://www.torontorealestateboar ... ws2008/nr070408.pdf

On a year-over-year basis the GTA average price increased four per cent to $398,148  in May from the May 2007 average of $382,787.
以上摘自http://www.torontorealestateboar ... ws2008/nr060408.htm
9#
发表于 2008-7-11 06:34:39 | 只看该作者

回复:六月份均价比五月份降低了约2300

每年4月、5月是房价的最高,然后逐月下降,7、8、9月是淡季,通常情况下成交的房子没有4、5月的好,价格在10月份才上涨,然后12、1、2月又进入淡季。
10#
发表于 2008-7-11 22:13:34 | 只看该作者

回复:回复:六月份均价比五月份降低了约2300

每年4月、5月是房价的最高,然后逐月下降,7、8、9月是淡季,通常情况下成交的房子没有4、5月的好,价格在10月份才上涨,然后12、1、2月又进入淡季。


我觉得加拿大的房价是涨是跌,今年年底或明年年初应该可以清楚了.
在新屋价格方面,根据加拿大统计局本周公布数据,四月份与去年同比涨了5.2%,五月份与去年同比涨了4.1%,但没提今年五月份与四月份相比如何.
11#
发表于 2008-7-14 20:19:12 | 只看该作者

回复:回复:回复:六月份均价比五月份降低了约2300

我觉得加拿大的房价是涨是跌,今年年底或明年年初应该可以清楚了.
在新屋价格方面,根据加拿大统计局本周公布数据,四月份与去年同比涨了5.2%,五月份与去年同比涨了4.1%,但没提今年五月份与四月份相比如何.

我来告诉你, 今年四月份房价最高, 为$398687; 五月份房价略有下跌, 为$398148; 六月份房价又跌了一些, 已接近去年12月份的水平. 去年的五月比四月房价上涨不少, 今年则从四月以来房价呈稳步下跌的趋势.

不敢说房价已见顶. 但如果不想当冤大头买在最高点, 观望一年还是明智的.
12#
发表于 2008-7-14 21:00:51 | 只看该作者
搞贷款的都歇菜了。
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