anyone knows when you have dispute with insurance company who (except court) you can appeal for fairness?
td monnex was once my insurance company. during that time I didn't really made fault in any car accident. if I call monnex they agreee this with me. but somehow my driving record in a third party(which collect information from every insurance compnay in Ontario) database, there is one item saying I had fualt. I ask monnex to correct that problem, they refuse to do so, saying unless I move out of the province otherwise they have rules not to make any correction or send me a written letter to clear this issue. they wasted me a lot of time to explain, argue, debate this issue. I also wasted a lot of time to explain this to my new insurance company. I hate this but who you can talk to to fairly permanently solve this problem. looks ontario goveronment is not responsible to solve this problem. if you go to court you don't have enough time and money to spent for that. looks in Canada, poor people has no where to argue for their fairness.
if anyone of you has the same problem ( I guess there will be a lot similar issue) so we maybe combined affort to go to court, and hopefully get compansation for the effort of spending time, energy, money, and mental damage.
I also suspect in ontario there is a illegal way (similar in China society) to convert oneside car accident fault to the otherside (llike my example) because I remember that accident event and that person who looks very confident he don't have to pay for his fault. |