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I have been a life insurance agent, good thing was I quit after a year, that's not my style to be.
No doubt at all, all of family need life insurance, especially your family's bread maker (husband or wife).
Remember a lawyer from Mainland China past away few years ago, no life insurance coverage for a professional, can you imagine?
Life insurance coverage is based on your debts and family need, e.g. mortagage, how old of your kids, company group plan etc.
I recommend TERM only, always shopping around for the best rate, you can even get the rate at your local bank - TD, Royal Bank etc. make sure its renewable, in case of health problem, you can still insured, insurance company can't reject your renew even your health condition going bad. |
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