[评论]★ 在加拿大生了重病怎么办？
*若本人在受保期间去世，则退回全部保费，给指定受益人；Will the returned premium be deducted from the payment while the insured is in serious sick?
*若至合约到期（至75岁，或满十年期两种），都没有领取重病保险赔偿金，则退回全部保险费。
Am I still covered after my premium is returned when I reach the age of 75 or 10 year limit or whatsever comes first? Do I need to pay again to continue my coverage after age of 75?
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